Whenever you leave your home, whether going to work or holiday, you could have an accident and suffer from an unfortunate injury.

In the UK, you can rely on the NHS for medical attention and consultation.

However, no matter your age, sex or activity, you are taking risks in a foreign country when going abroad.

A holiday is when you relax and enjoy yourself away from home, maybe in a new country.

Many travelers leave the country of the holiday with a lot of great memories, new friends, experiences, photos and the odd souvenir or two.

Some travelers are less fortunate.

I had the experience a few years back of looking for a travel insurance policy, but I did not complete the process.

My focus was on my three-week holiday in Thailand. A last minute check ensured that my luggage, passport, money and plane ticket, were all ready.

I tend to be one of those people that prepare things within a few days of flying out.

Work issues were finalized, and I was now all set to fly.

After an 11-hour flight arriving in Bangkok, it was now time to check in to my hotel and sta read more